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Home · Legal

Cookie Policy

Last reviewed: May 2026

This Cookie Policy explains what cookies are, which cookies poundlogic.co.uk uses, and how you can control them. It should be read alongside our Privacy Policy.

1. What are cookies?

Cookies are small text files that a website places on your device when you visit. They are widely used to make websites work more efficiently and to provide information to the website owner. Cookies are stored in your browser and sent back to the website each time you return.

We also use local storage — a similar browser-based storage mechanism — to remember your cookie consent preferences. Local storage works like a cookie but is not sent to our server with every request.

2. Types of cookies we use

Strictly necessary cookies

Strictly necessary cookies are required for a website to function and cannot be switched off. They are usually set in response to actions you take, such as logging in or filling in a form.

We do not use any strictly necessary cookies. PoundLogic has no login system, shopping cart, or server-side session management. Your consent preferences are stored in local storage rather than a cookie.

Analytics and tracking cookies

These cookies help us understand how visitors use the site. They are only set after you have given explicit consent via our cookie banner. Without your consent, none of these cookies will be placed.

3. Cookie details

Google Analytics 4

These cookies are set by Google to measure traffic and usage patterns on the site.

Cookie name Set by Purpose Duration
_ga Google Distinguishes individual users by assigning a randomly generated identifier. 2 years
_ga_XXXXXXX Google Maintains session state for Google Analytics 4 (the suffix is specific to the GA4 measurement ID). 2 years
_gid Google Distinguishes users and throttles the request rate. Stores and updates a unique value for each page visited. 24 hours

Microsoft Clarity

These cookies are set by Microsoft to support session recording, heatmaps and user behaviour analysis.

Cookie name Set by Purpose Duration
_clck Microsoft Persists the Clarity user ID and preferences, unique to that site, on the browser. This ensures that behaviour in subsequent visits to the same site will be attributed to the same user ID. 1 year
_clsk Microsoft Connects multiple page views by a user into a single Clarity session recording. 1 day
MUID Microsoft Identifies unique web browsers visiting Microsoft sites. Used for advertising, site analytics and other operational purposes. 13 months
MR Microsoft Indicates whether to refresh the MUID cookie. 7 days
CLID Microsoft Identifies the first time Clarity saw this user at this site. Used to calculate new vs. returning visitor metrics. 1 year
ANONCHK Microsoft Checks whether cookies are enabled in the browser and that the Clarity tracking script can operate correctly. Session

Google Tag Manager

Google Tag Manager (GTM) is the mechanism we use to load the analytics and tracking scripts described above. GTM itself does not set any cookies. It is simply a delivery layer that fires other tags — and only fires analytics tags after you have given consent.

4. How we obtain consent

On your first visit to PoundLogic, a cookie consent banner is displayed at the bottom of the page. The banner gives you clear options to accept or decline analytics and tracking cookies. No analytics cookies are set until you actively choose to accept them.

Your choice is stored in your browser's local storage under the key pl_cookie_consent so that we do not show you the banner again on subsequent visits. This local storage entry does not itself constitute a cookie and does not contain personal data.

5. How to change your mind

You can withdraw or change your consent at any time using one of the following methods:

  • Cookie banner — click Manage cookies to reopen the consent banner and change your preferences.
  • Browser settings — you can delete cookies at any time through your browser's settings. In most browsers, go to Settings > Privacy & Security > Cookies. Deleting cookies will also remove the local storage consent record, so the banner will reappear on your next visit.
  • Opt-out tools — Google offers a browser add-on to opt out of Google Analytics at tools.google.com/dlpage/gaoptout.

Withdrawing consent will not affect the lawfulness of any processing carried out before you withdrew it.

6. Third-party cookie policies

The third-party services we use have their own privacy and cookie policies that describe how they process data collected through their cookies:

  • Google Analytics — Google publishes its privacy practices at policies.google.com/privacy. Google has its own privacy policy describing how it handles data collected through Google Analytics.
  • Microsoft Clarity — Microsoft publishes its privacy practices at privacy.microsoft.com. Microsoft has its own privacy policy describing how it handles Clarity session data.

We recommend reviewing these policies if you wish to understand in detail how your data is handled by these third parties.

7. Changes to this policy

We may update this Cookie Policy from time to time. When we make changes, we will update the "Last reviewed" date at the top of this page. We encourage you to review this policy periodically. If the cookies we use change significantly, we will re-display the consent banner so you can update your preferences.

8. More information

If you have any questions about our use of cookies, please contact us at contact@poundlogic.co.uk.

You can find general information about cookies and how to manage them at aboutcookies.org. The ICO also provides guidance on cookies at ico.org.uk.

For full details of how we handle your personal data, please see our Privacy Policy.

PoundLogic

Privacy · Cookies · contact@poundlogic.co.uk

The information on this site is for general educational purposes only and does not constitute regulated financial advice. We are not authorised by the FCA. Tax rules and rates are subject to change. Past performance is not a reliable indicator of future results. Investments can fall as well as rise — you may get back less than you put in.

© 2026 PoundLogic. Some links on this site are affiliate links — we may earn a commission at no cost to you.

Investing ISA Calculator LISA Calculator JISA Calculator ISA Millionaire Pension vs ISA FIRE Calculator Compound Interest Platform Fee Comparison
Borrowing Credit Card Payoff Personal Loan Comparison Car Finance: PCP vs HP Debt Snowball vs Avalanche Debt Consolidation Student Loan Repayment Balance Transfer Overdraft Cost
Property Mortgage Affordability Mortgage Comparison Mortgage Overpayment Remortgage Break-even Repayment vs Interest-Only First-Time Buyer BTL Yield Rent vs Buy
Tax Stamp Duty (England) Wales LTT Scotland LBTT Stamp Duty Refund Capital Gains Tax Income Tax Dividend Tax Self-Employed Tax Inheritance Tax Child Benefit Charge Marriage Allowance Pension Tax Relief
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